Mound City Lending

Loan Programs

Flexible financing solutions tailored to real estate investors. From fix-and-flip to ground-up construction, we have the right loan program for your investment strategy.

Fix-and-Flip Loans

Starting at 9.5% - 13.5%

Fast financing for purchasing and renovating properties for resale. Up to 90% LTC with 12-month terms.

Up to 90% LTC
12-Month Terms
Renovation Draws
No Prepayment Penalty
Rental Property Loans

Starting at 7.5% - 10.5%

Long-term financing for acquiring rental properties to generate passive income. DSCR-based underwriting.

Up to 80% LTV
30-Year Amortization
DSCR 1.20x Min
Portfolio Building
Ground-Up Construction

Starting at 10.5% - 14.5%

Comprehensive financing for new construction projects from foundation to completion with structured draws.

Up to 85% LTC
18-Month Terms
Milestone Draws
Experienced Support
Bridge Loans

Starting at 11.5% - 15.5%

Lightning-fast financing for time-sensitive opportunities. Close in 5-7 days with minimal documentation.

5-7 Day Closing
Up to 75% LTV
6-12 Month Terms
Flexible Exit

Program Comparison

FeatureFix-and-FlipRental PropertyConstructionBridge
Loan Amount$75K - $3M$100K - $5M$200K - $5M$50K - $3M
Max LTV/LTC90% LTC80% LTV85% LTC75% LTV
Interest Rate9.5% - 13.5%7.5% - 10.5%10.5% - 14.5%11.5% - 15.5%
Term Length12 months5-10 years18 months6-12 months
Closing Time7-14 days14-21 days21-30 days5-7 days
Best ForRenovationsCash FlowNew BuildsSpeed

Why Choose Mound City Lending

Fast Approvals

Get pre-approved in 24 hours with our streamlined application process. We understand that timing is critical in real estate investing.

Flexible Terms

We work with you to structure loans that fit your investment strategy. Multiple loan programs and customizable terms available.

Experienced Team

Our team has decades of combined experience in real estate lending. We understand your business and provide expert guidance.

Ready to Get Started?

Take the first step toward funding your next investment. Complete our online application and get pre-approved in 24 hours.